What is Debit Card and Credit Card? What is the difference between these two?

Do you have any confusion about what is Debit Card and Credit Card? So today, I am going to remove that confusion. Everyone has seen the problem of not getting cash since the note captive in November. There was a need to buy the necessary things but cash was not used to buy them. To avoid the problem of cash, the government promoted digital payment with loud noise and people started adopting this new idea and cashless payment started growing everywhere. Its happened to many people because now the problem of taking cash in the pocket was overcome and whenever we can easily shop through digital payment anywhere.

Digital payment is the most important thing to do is to have your account in the bank. If a person does not have an account in the bank, then he can not pay a digital payment because the money in this payment comes from the bank account. When we open our account, the bank gives us a plastic card which we can use in any ATM machine. This ATM Card is also called Debit Card.

Through Debit Card, we can do online transactions. Apart from this card, there is another card which we can use to make online payments like the exact Debit Card, we call it Credit Card. We use these two cards to do the same thing- digital payment, but the question here arises, what is the difference between these two cards? If both of them are used for the same purpose, why do we use both of them?

All you have to know about Debit Card and Credit Card and you will also be using it. Do you know what is the difference between all Debit and Credit Card? If you know, this is a very good thing and if you do not know then in today’s article, we will know about what is the Debit and Credit Card and the difference between these two.

What is Debit Card?

Do you have any confusion about what is Debit Card and Credit Card? So today, I am going to remove that confusion. Everyone has seen the problem of not getting cash since the note captive in November. There was a need to buy the necessary things but cash was not used to buy them. To avoid the problem of cash, the government promoted digital payment with loud noise and people started adopting this new idea and cashless payment started growing everywhere. Its happened to many people because now the problem of taking cash in the pocket was overcome and whenever we can easily shop through digital payment anywhere.  Digital payment is the most important thing to do is to have your account in the bank. If a person does not have an account in the bank, then he can not pay a digital payment because the money in this payment comes from the bank account. When we open our account, the bank gives us a plastic card which we can use in any ATM machine. This ATM Card is also called Debit Card.  Through Debit Card, we can do online transactions. Apart from this card, there is another card which we can use to make online payments like the exact Debit Card, we call it Credit Card. We use these two cards to do the same thing- digital payment, but the question here arises, what is the difference between these two cards? If both of them are used for the same purpose, why do we use both of them?  All you have to know about Debit Card and Credit Card and you will also be using it. Do you know what is the difference between all Debit and Credit Card? If you know, this is a very good thing and if you do not know then in today's article, we will know about what is the Debit and Credit Card and the difference between these two.  What is Debit Card? When we open our account in the bank, we get the Debit Card from the bank, which remains linked to our account. With the help of this card, we can withdraw money from ATM machine, make online transactions and shopping, transfer money to my friends and relatives. Also, when you go shopping in Bahar in a mall or in shops, you can use your Debit Card there to pay the payment and for that you have to give your card PIN number there, then go and complete your transaction. Will happen.  Whenever we use our Debit Card to buy something or to bank transactions, money is deducted from our account and the number given to the bank is also available at the same time as a sms in your account. Money is left. We can use Debit Card easily anywhere and at anytime.  How many types of Debit Card are there?  Visa Debit Card  MasterCard Debit Card  RuPay Debit Card  Maestro Debit Card  What is Credit Card? Like Debit Card, Credit Card is not linked to any bank account, but this card is available to you from a financial institution or bank that provides loans to people i.e. lend money and in return, They also pay them for the payment. We can also use the Credit Card to make online payment, shopping and fund transfer as we use Debit Card but we can not use Credit Card to withdraw money from ATM machine. The reason for this is that we have a Credit Card without any bank account through which we spend money and that money provides us money in the form of a bank or a financial institution loan.  There is a limit on the amount of money used by the Credit Card i.e., the bank which provides you with a credit card has already set the limit for the money as there could be a limit of Rs. 100000 for 1 month. Some credit cards also have a limited amount of money like 15000, 20000 etc. The bank looks at your business and income and decides in the same way that you have the ability to get their debt repaid.  You can spend money with the Credit Card within this limit. At the end of the month or when the bank gives you a date, on this date of every month, you have to pay all the money as you have spent using Credit Card. If you do not pay your money at the moment, then you can also fill up the amount spent with paying the penalty.  How many types of credit card are there?  Visa Credit Card American Express Credit Card British Airway Classic Credit Card Carbon Credit Card  What is the difference between the Debit Card and the Credit Card? :  1: The first difference is that Debit Card is linked to your bank's checking or savings account and the Credit Card is not linked to any account.  2: With Debit Card, you can spend as much money as you want, until your bank balance becomes zero and you can spend just enough money on the credit card as you are given cash limit by the bank.  3: You must have marked one thing that everyone has a Debit Card but everyone does not have a Credit Card. This is because the Debit Card is available to everyone by opening fertilizer in the bank, but for the credit card, it has to be applied separately to the bank. Bank approves the credit card after seeing your monthly salary or business and after checking all other details.  4: With the help of Debit Card, we can withdraw money from ATM machine whenever you want, but we can not use Credit Card to withdraw money because this card is used only for cashless payment.  5: After using the payment of credit card, after one month, monthly bill comes every month to fill that money in which all the transactions are done by you and the amount of money you have to pay to bank will be written. But there is no such thing in the Debit Card. Whenever you are paying through the Debit Card, the money will be deducted from your account only.  This was the talk about what is the Debit Card and Credit Card, I hope you have come to understand what is the Debit and Credit Card and what are the differences between these two. In today's time, we all have to have Debit or Credit Card, so that we can make digital payments easily when we do not have cash. Hope you like this article, ask any questions related to this article, then ask in comments.


When we open our account in the bank, we get the Debit Card from the bank, which remains linked to our account. With the help of this card, we can withdraw money from ATM machine, make online transactions and shopping, transfer money to my friends and relatives. Also, when you go shopping in Bahar in a mall or in shops, you can use your Debit Card there to pay the payment and for that you have to give your card PIN number there, then go and complete your transaction. Will happen.

Whenever we use our Debit Card to buy something or to bank transactions, money is deducted from our account and the number given to the bank is also available at the same time as a sms in your account. Money is left. We can use Debit Card easily anywhere and at anytime.

How many types of Debit Card are there?

  • Visa Debit Card

  • MasterCard Debit Card

  • RuPay Debit Card

  • Maestro Debit Card

What is Credit Card?

Do you have any confusion about what is Debit Card and Credit Card? So today, I am going to remove that confusion. Everyone has seen the problem of not getting cash since the note captive in November. There was a need to buy the necessary things but cash was not used to buy them. To avoid the problem of cash, the government promoted digital payment with loud noise and people started adopting this new idea and cashless payment started growing everywhere. Its happened to many people because now the problem of taking cash in the pocket was overcome and whenever we can easily shop through digital payment anywhere.  Digital payment is the most important thing to do is to have your account in the bank. If a person does not have an account in the bank, then he can not pay a digital payment because the money in this payment comes from the bank account. When we open our account, the bank gives us a plastic card which we can use in any ATM machine. This ATM Card is also called Debit Card.  Through Debit Card, we can do online transactions. Apart from this card, there is another card which we can use to make online payments like the exact Debit Card, we call it Credit Card. We use these two cards to do the same thing- digital payment, but the question here arises, what is the difference between these two cards? If both of them are used for the same purpose, why do we use both of them?  All you have to know about Debit Card and Credit Card and you will also be using it. Do you know what is the difference between all Debit and Credit Card? If you know, this is a very good thing and if you do not know then in today's article, we will know about what is the Debit and Credit Card and the difference between these two.  What is Debit Card? When we open our account in the bank, we get the Debit Card from the bank, which remains linked to our account. With the help of this card, we can withdraw money from ATM machine, make online transactions and shopping, transfer money to my friends and relatives. Also, when you go shopping in Bahar in a mall or in shops, you can use your Debit Card there to pay the payment and for that you have to give your card PIN number there, then go and complete your transaction. Will happen.  Whenever we use our Debit Card to buy something or to bank transactions, money is deducted from our account and the number given to the bank is also available at the same time as a sms in your account. Money is left. We can use Debit Card easily anywhere and at anytime.  How many types of Debit Card are there?  Visa Debit Card  MasterCard Debit Card  RuPay Debit Card  Maestro Debit Card  What is Credit Card? Like Debit Card, Credit Card is not linked to any bank account, but this card is available to you from a financial institution or bank that provides loans to people i.e. lend money and in return, They also pay them for the payment. We can also use the Credit Card to make online payment, shopping and fund transfer as we use Debit Card but we can not use Credit Card to withdraw money from ATM machine. The reason for this is that we have a Credit Card without any bank account through which we spend money and that money provides us money in the form of a bank or a financial institution loan.  There is a limit on the amount of money used by the Credit Card i.e., the bank which provides you with a credit card has already set the limit for the money as there could be a limit of Rs. 100000 for 1 month. Some credit cards also have a limited amount of money like 15000, 20000 etc. The bank looks at your business and income and decides in the same way that you have the ability to get their debt repaid.  You can spend money with the Credit Card within this limit. At the end of the month or when the bank gives you a date, on this date of every month, you have to pay all the money as you have spent using Credit Card. If you do not pay your money at the moment, then you can also fill up the amount spent with paying the penalty.  How many types of credit card are there?  Visa Credit Card American Express Credit Card British Airway Classic Credit Card Carbon Credit Card  What is the difference between the Debit Card and the Credit Card? :  1: The first difference is that Debit Card is linked to your bank's checking or savings account and the Credit Card is not linked to any account.  2: With Debit Card, you can spend as much money as you want, until your bank balance becomes zero and you can spend just enough money on the credit card as you are given cash limit by the bank.  3: You must have marked one thing that everyone has a Debit Card but everyone does not have a Credit Card. This is because the Debit Card is available to everyone by opening fertilizer in the bank, but for the credit card, it has to be applied separately to the bank. Bank approves the credit card after seeing your monthly salary or business and after checking all other details.  4: With the help of Debit Card, we can withdraw money from ATM machine whenever you want, but we can not use Credit Card to withdraw money because this card is used only for cashless payment.  5: After using the payment of credit card, after one month, monthly bill comes every month to fill that money in which all the transactions are done by you and the amount of money you have to pay to bank will be written. But there is no such thing in the Debit Card. Whenever you are paying through the Debit Card, the money will be deducted from your account only.  This was the talk about what is the Debit Card and Credit Card, I hope you have come to understand what is the Debit and Credit Card and what are the differences between these two. In today's time, we all have to have Debit or Credit Card, so that we can make digital payments easily when we do not have cash. Hope you like this article, ask any questions related to this article, then ask in comments.


Like Debit Card, Credit Card is not linked to any bank account, but this card is available to you from a financial institution or bank that provides loans to people i.e. lend money and in return, They also pay them for the payment. We can also use the Credit Card to make online payment, shopping and fund transfer as we use Debit Card but we can not use Credit Card to withdraw money from ATM machine. The reason for this is that we have a Credit Card without any bank account through which we spend money and that money provides us money in the form of a bank or a financial institution loan.

There is a limit on the amount of money used by the Credit Card i.e., the bank which provides you with a credit card has already set the limit for the money as there could be a limit of Rs. 100000 for 1 month. Some credit cards also have a limited amount of money like 15000, 20000 etc. The bank looks at your business and income and decides in the same way that you have the ability to get their debt repaid.

You can spend money with the Credit Card within this limit. At the end of the month or when the bank gives you a date, on this date of every month, you have to pay all the money as you have spent using Credit Card. If you do not pay your money at the moment, then you can also fill up the amount spent with paying the penalty.

How many types of credit card are there?

  • Visa Credit Card
  • American Express Credit Card
  • British Airway Classic Credit Card
  • Carbon Credit Card
What is the difference between the Debit Card and the Credit Card? :
1: The first difference is that Debit Card is linked to your bank’s checking or savings account and the Credit Card is not linked to any account.
2: With Debit Card, you can spend as much money as you want, until your bank balance becomes zero and you can spend just enough money on the credit card as you are given cash limit by the bank.
3: You must have marked one thing that everyone has a Debit Card but everyone does not have a Credit Card. This is because the Debit Card is available to everyone by opening fertilizer in the bank, but for the credit card, it has to be applied separately to the bank. Bank approves the credit card after seeing your monthly salary or business and after checking all other details.
4: With the help of Debit Card, we can withdraw money from ATM machine whenever you want, but we can not use Credit Card to withdraw money because this card is used only for cashless payment.
5: After using the payment of credit card, after one month, monthly bill comes every month to fill that money in which all the transactions are done by you and the amount of money you have to pay to bank will be written. But there is no such thing in the Debit Card. Whenever you are paying through the Debit Card, the money will be deducted from your account only.
This was the talk about what is the Debit Card and Credit Card, I hope you have come to understand what is the Debit and Credit Card and what are the differences between these two. In today’s time, we all have to have Debit or Credit Card, so that we can make digital payments easily when we do not have cash. Hope you like this article, ask any questions related to this article, then ask in comments.

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